Modern Treasury

Modern Treasury is a fintech company based in San Francisco, founded in 2018. It specializes in payment operations software that helps businesses automate, track, and scale their payment processes across various channels, including ACH, wires, RTP, FedNow, and stablecoins. The company was established by Dimitri Dadiomov, Matt Marcus, and Sam Aarons, who previously worked on payment systems at Kiavi. Modern Treasury has processed over $300 billion in payments and serves industries such as real estate, healthcare, insurance, education, and financial services. The core offering of Modern Treasury is an API-first payment operations platform that streamlines money movement from initiation to reconciliation. Key features include a unified API for various payment types, a scalable ledger database for transaction logging, and tools for automated reconciliation and approval workflows. The platform enhances efficiency by reducing engineering efforts and providing real-time visibility into transactions. Modern Treasury aims to support businesses in the new era of payments, enabling faster bank onboarding and data unification for better reporting and insights.