Capchase

Capchase is a fintech company based in Boston, Massachusetts, founded in 2020. It specializes in providing non-dilutive capital financing solutions for fast-growing SaaS (Software as a Service) companies. Capchase aims to help startups and SaaS businesses accelerate their growth by offering flexible funding options that allow access to cash upfront based on future recurring revenue streams, without requiring equity dilution. The company's core service is revenue-based financing, which enables SaaS companies to receive immediate capital by advancing a portion of their Annual Recurring Revenue (ARR). This model focuses on the creditworthiness of future contracts, allowing for quicker underwriting and avoiding traditional debt on the balance sheet. Capchase also offers flexible payment solutions, including a Buy Now Pay Later (BNPL) product tailored for software buyers, facilitating easier funding for purchases while helping sellers accelerate revenue recognition. Capchase targets ambitious SaaS companies worldwide that seek alternatives to traditional venture capital or bank loans, enabling them to scale efficiently while preserving ownership.