Unlock Technologies

Unlock Technologies is a financial technology company based in Tempe, Arizona, founded in 2020. It focuses on providing innovative financial products that help American homeowners access the equity in their homes without traditional loans. The company's main offering is the Home Equity Agreement (HEA), which allows homeowners to receive cash by selling a portion of their property's future value. This alternative to conventional home equity loans gives homeowners more flexibility to manage their finances, whether it's paying off debt, funding home improvements, or covering significant expenses. Unlock Technologies operates in 17 states across the U.S. and has plans for further expansion. The company aims to support everyday American homeowners who may not be well-served by traditional financial systems. Led by CEO and Co-Founder Jim Riccitelli, who has over 20 years of experience in consumer finance, and General Counsel Lee Kaplan, the company combines expertise in finance, mortgage, and real estate to deliver its services. Unlock Technologies has also secured significant funding, including a $30 million investment in a recent Series B round, to enhance its growth and market presence.