Truv

Truv is a fintech company based in New York City, founded in 2020 by Kirill Klokov and Dmitry Binshtok. The company specializes in income and employment verification through a modern, API-driven platform. Truv aims to enhance financial decision-making by allowing consumers to securely share their payroll, tax, transaction, and insurance data. This approach improves the accuracy of creditworthiness evaluations and streamlines processes for loan approvals and rental applications. Truv's platform integrates with over 12,800 payroll providers and covers more than 150 million Americans, including a significant portion of Fortune 1000 companies and federal government employees. The company offers services such as instant income and employment verification, access to open finance data, and tools for switching direct deposit accounts. With a focus on trust and verification, Truv supports various industries, including lending, rental housing, and insurance, and has experienced rapid growth since its inception.