Splash

Splash Financial is a digital lending marketplace based in Cleveland, Ohio, founded in 2013. The company specializes in loan refinancing and personal lending solutions, connecting borrowers with lending partners through an online platform. Initially focused on student loan refinancing, Splash Financial helps borrowers secure lower interest rates and better terms. They offer personal loans with APRs ranging from 8.99% to 35.99% and repayment terms of 2 to 7 years. The platform also features tailored refinancing options for medical professionals and allows users to compare offers from multiple lenders in a fully digital application process. Splash Financial emphasizes accessibility and transparency, with no penalties for early loan repayment. They primarily serve U.S.-based borrowers looking for debt consolidation, refinancing, or personal loans, including specialized options for medical graduates and students.