Scratch Financial

Scratch Financial, also known as Scratchpay, is a fintech company based in Pasadena, California, founded in 2015. It specializes in medical financing, offering payment solutions for veterinary and healthcare providers across the U.S. and Canada. The company has successfully raised $108.75 million in funding, demonstrating strong financial health and market presence. Scratchpay provides various services, including 12 to 36-month installment plans for medical expenses, with loan amounts ranging from $200 to $10,000 and competitive APRs. Their payment processing solutions integrate with practice management software, facilitating billing and collections. The platform features options like autopay, transparent terms, and no prepayment penalties. Over 12,000 medical and veterinary practices utilize Scratchpay's services, benefiting from high approval rates and a patient-centric approach that emphasizes accessibility and flexible repayment options.