Koalafi

Koalafi is a fintech company based in Richmond, Virginia, specializing in lease-to-own and loan financing solutions for the furniture, mattress, and appliance sectors. The company aims to provide accessible financing options for consumers with various credit backgrounds, including those with excellent, bad, or no credit. Koalafi was formerly known as West Creek Financial and rebranded in October 2021 to reflect its mission of helping more people qualify for financing. Koalafi offers technology-driven financing solutions that allow consumers to manage large purchases through manageable payments. Their services include lease-to-own financing, tailored loan financing, and opportunities for credit building through on-time payments. The company partners with thousands of merchants across the United States, including notable retailers like Sofa City USA, and serves a customer base that spans over 40 states with more than 100,000 active leases. Koalafi is committed to transparency, ensuring all costs are clearly outlined before contracts are signed.