Snap Finance

Snap Finance is a digital finance company founded in 2012 and based in West Valley City, Utah. It specializes in flexible, pay-over-time consumer financing solutions aimed at individuals facing credit challenges or looking to build their credit. The company’s mission is to enhance financial flexibility and improve lives by offering accessible financial products that empower customers and support retail partners. The company provides point-of-sale lease-to-own financing and loan solutions, allowing consumers to purchase essential items even if they do not qualify for traditional credit. Utilizing proprietary technology, Snap Finance assesses creditworthiness using machine learning and non-traditional risk variables, enabling quick financing decisions. With a network of over 50,000 retail partners across the U.S. and the UK, Snap Finance offers various financing options, including 0% interest plans and innovative features like "Pay in 4" loans and an Income Portal to enhance user experience. Snap Finance values innovation, empathy, fairness, and teamwork, continuously improving its fintech products to build trust with customers and retail partners.