Candescent

Candescent is a prominent independent digital banking technology provider that specializes in cloud-based solutions for financial institutions in the U.S. The company serves over 1,300 banks and credit unions, supporting 30 million consumer and business users. Candescent emerged from the rebranding of NCR Voyix following a significant acquisition by Veritas, establishing itself as the largest non-core digital-first provider in its field. With a workforce of over 1,600 employees, Candescent is dedicated to modernizing banking infrastructure through scalable, API-driven platforms. Candescent offers integrated digital-first solutions in three main areas: account opening, digital banking, and digital branch services. Their offerings include omnichannel onboarding, customizable banking features, and unified customer interactions across various channels. The company also provides specialized financial products such as consumer deposits, real estate solutions, and small business services. Recently, Candescent expanded its partnership with Ninth Wave to enhance its open banking capabilities, focusing on secure, API-driven data sharing that complies with regulatory standards.