January

January Technologies, Inc. is a fintech company based in New York City, founded in 2016. The company specializes in data-driven consumer finance and debt collection solutions, utilizing artificial intelligence to enhance the debt recovery process. Their AI-enabled platform focuses on maximizing recoveries for creditors while providing a more human-centered experience for consumers. The core offering is an AI-driven debt collection platform that personalizes consumer interactions and optimizes decision-making throughout the credit lifecycle. January also provides flexible payment options, allowing consumers to settle debts in a way that suits their preferences. The platform ensures compliance with legal and regulatory requirements, minimizing risks for creditors. Additionally, January offers real-time consumer insights to help creditors identify opportunities and improve recovery strategies. With a commitment to enhancing recovery rates and protecting customer relationships, January Technologies serves top lenders, credit unions, and debt buyers. The company has managed over $10 billion in debt and employs around 58 people, having raised approximately $22 million in funding.