InCred Financial Services

InCred Financial Services is a non-banking financial company (NBFC) based in Mumbai, India, established in 2017. The company specializes in providing customized lending solutions across the country, focusing on personal loans, education loans, business loans, and more. With a workforce of over 900 employees, InCred aims to deliver fast and efficient financial products to a diverse customer base, including salaried individuals, students, micro, small, and medium enterprises (MSMEs), and merchants. InCred leverages advanced technology and data science to streamline loan processing and enhance customer service. The company has formed strategic partnerships with major e-commerce platforms like Amazon India and Flipkart to offer tailored financial products to merchants. InCred is committed to social responsibility, supporting education and local economic growth while adhering to Environmental, Social, and Corporate Governance (ESG) principles. With a focus on innovation and customer-centricity, InCred has achieved profitability since its first year and continues to expand its impact in the financial sector.

Financial Services Mumbai, India Founded 2016 ~1,307 employees Private · Debt Financing

Work at InCred Financial Services in HR or recruiting? Claim this page

Employees
1,307
+1.1% in the 3 months to Jun 2025
Revenue / employee
$116K
Revenue ~$152M
Total funding
$316M
Last round Debt Financing, Jul 2025
12-month attrition
13.3%
Tech: 16.6%
H1B sponsor
NA

Headcount trend

InCred Financial Services went from 944 employees in Jul 2023 to 1,307 in Jun 2025. Jan to Jun 2025: 127 people joined, 69 left.

Headcount data through Jun 2025

Org structure

Headcount by department

Other688
Sales303
Engineering111
Operations82
Finance36
HR31
Product23
Success19

Salaries at InCred Financial Services

All salaries

8 salary profiles in India

Pay by level, gender and ethnicity

Funding

  • Jul 2025 · Debt Financing · $46.8M · Morgan Stanley India, Nippon Life India, InCred Holdings Ltd
  • Mar 2025 · Debt Financing · $30M · Neo Group
  • Nov 2023 · Series D · $60M
  • Jul 2020 · Debt Financing · $5B · Dutch development bank FMO, Moore Capital, Investcorp Bahrain
  • Dec 2019 · Debt Financing · $5.9M · Centrum
  • Nov 2019 · Debt Financing · $314M
  • Oct 2019 · Debt Financing · $2.1M
  • Apr 2019 · Series A · $58.2M · Netherlands Development Finance Company, Alpha Capital, Vistra ITCL
  • Nov 2018 · Venture · $41.9M · Paragon Partners, India

Peer reviews

Worked with someone at InCred Financial Services?

Anonymous peer reviews on OffTheRecord

Read or write a review

Similar companies

InCred Financial Services FAQ

How many employees does InCred Financial Services have?

InCred Financial Services has about 1,307 employees, up 1.1% over the 3 months to Jun 2025.

What is InCred Financial Services's revenue per employee?

InCred Financial Services makes about $116K in revenue per employee, based on $152M annual revenue and 1,307 employees.

How much does InCred Financial Services pay?

6figr has 8 salary profiles for InCred Financial Services in India, with pay broken down by role, level and gender on the InCred Financial Services salaries page. See InCred Financial Services salaries

How much funding has InCred Financial Services raised?

InCred Financial Services has raised $316.21M in total funding; its latest round was Debt Financing in Jul 2025.

Data from Company Prospectus, DOL LCA disclosures, WARN notices and 6figr salary profiles.