Finicity

Finicity, a Mastercard Company, is a fintech firm based in Salt Lake City, Utah, that specializes in providing secure, real-time access to financial data. Founded in 1999, Finicity empowers individuals, families, and organizations to make smarter financial decisions through its innovative technology solutions. The company offers a range of services, including financial data APIs, credit decisioning tools, and financial wellness platforms. Finicity's financial data APIs enable fintechs, lenders, and financial institutions to access consumer-permissioned financial data, facilitating the development of innovative products. Its credit decisioning tools help lenders make faster and more accurate credit decisions, while its financial wellness solutions assist consumers in budgeting, saving, borrowing, and investing. As part of Mastercard, Finicity supports open banking initiatives that enhance consumer control over financial data and promote secure data sharing. With a commitment to innovation and financial inclusion, Finicity continues to grow and expand its impact in the financial services industry.