Current

Current is a financial technology company based in New York City, founded in 2015 by Stuart Sopp and Trevor Marshall. It specializes in mobile banking services that provide an alternative to traditional banking. Operating without physical branches, Current delivers its services entirely through a mobile app available on both Android and iOS platforms. The company partners with Choice Financial Group and Cross River Bank to support its banking infrastructure. Current offers a variety of financial services through its app, including spending accounts with early paycheck access, fee-free overdraft protection, secured credit building tools, and savings options with interest rates up to 4%. Customers benefit from no annual fees, no overdraft fees, and no minimum balance requirements. The company targets individuals who are underserved by traditional banking systems, aiming to provide affordable and accessible banking solutions. Current has been recognized as one of "The World’s Top 250 Fintech Companies" by CNBC and is a member of the American Fintech Council.