BharatPe

BharatPe is an Indian fintech company founded in 2018 by Ashneer Grover and Shashvat Nakrani, with its headquarters in Delhi. The company aims to achieve financial inclusion for small and offline retailers across India. BharatPe provides digital payment solutions and financial services tailored for merchants, grocery stores, kirana shops, street vendors, and service-based businesses in various cities. BharatPe's mission is to empower offline retailers by offering a unified QR code system that allows them to accept payments from multiple apps without transaction fees. This innovation has made digital payments accessible at over 7 million retail points nationwide. In addition to digital payments, BharatPe offers credit products, including unsecured loans and secured two-wheeler loans, in partnership with lending firms. The company also enhances its offerings through loyalty programs, having acquired Payback India in 2021. Overall, BharatPe is committed to transforming the financial landscape for small merchants in India.