Kiva

Kiva is an international nonprofit organization based in San Francisco, California, founded in 2005. Its mission is to expand financial access for underserved communities by connecting people through lending to alleviate poverty. Kiva operates primarily as a crowdfunding platform, allowing individuals to lend as little as $25 to low-income entrepreneurs, students, and small businesses in over 80 countries, focusing on areas with limited financial systems. Kiva's core services include Kiva.org, where individuals can make microloans to support emerging businesses globally. Kiva Capital Management connects field partners with institutional capital to enhance lending capabilities. Additionally, Kiva Protocol aims to link 250 million individuals to their digital identities, promoting their inclusion in formal financial systems. Since its inception, Kiva has facilitated over 1.6 million loans totaling more than $1.68 billion, with a high repayment rate, supported by a global community of lenders. Kiva embodies the spirit of unity, striving to alleviate poverty one business at a time.