Bread Financial

Bread Financial is a financial services company with over 35 years of experience in credit card servicing and payment solutions. It partners with major U.S. brands to offer tailored financial products that focus on accessibility and convenience in money management. The company has evolved through mergers, with roots tracing back to the credit divisions of JCPenney and The Limited. Bread Financial provides a range of services, including co-branded and private-label credit cards, buy-now-pay-later plans through Bread Pay™, and high-yield savings accounts via Bread Savings. Customers can manage their accounts online with tools for balance checks, transaction tracking, and bill payments through EasyPay™. The company serves both individual consumers and businesses, aiming to deliver customized credit solutions.