TIAA

TIAA (Teachers Insurance and Annuity Association) is a non-profit financial services organization founded in 1918 to provide pensions, annuities, and life insurance primarily for educators in the United States. It operates with a focus on returning profits to policyholders and manages assets through conservative investments. TIAA is known for its innovative products designed to combat inflation, including the College Retirement Equities Fund (CREF), which was the first variable annuity with diversified stock investments. Headquartered in New York City, TIAA serves over 5 million clients, expanding its reach beyond education to support broader retirement security. Its core offerings include fixed and variable annuities, life insurance, and contributory retirement plans for institutions. TIAA emphasizes retirement readiness and adapts its services to meet changing regulations, ensuring that clients can achieve confidence in their financial futures.