Trust Science

Trust Science is a financial technology company based in Canada, founded in 2014. The company specializes in AI-powered credit decisioning and risk assessment, aiming to enhance access to credit while minimizing risk and fraud. Trust Science focuses on the "Invisible Prime™" market, which includes consumers who are often misclassified as subprime by traditional credit bureaus. Their mission is to promote financial inclusion by helping deserving individuals, particularly those with limited or no credit history, access the credit they need. The company offers a range of innovative products and services. These include Credit Bureau+™, a platform that aggregates various data sources for comprehensive borrower profiles; Six°Score™, a credit scoring solution that identifies creditworthy borrowers; and CashFlow+™, which provides insights into income patterns. Trust Science also features Credit Bureau 2.0®, a compliant scoring platform designed for thin-file and underbanked applicants, along with AI-driven customer acquisition and risk management solutions. Their offerings are tailored for lenders and financial institutions looking to improve credit decisioning and expand access to underserved populations.