Stone

Stone (StoneCo) is a leading financial technology company based in Brazil, founded in 2012 by Eduardo Pontes and André Street. The company aims to empower entrepreneurs by providing integrated payment solutions, banking services, and software tools. As of 2024, Stone serves over 4.2 million active payment clients, focusing on micro-, small-, and medium-sized businesses. Stone offers a range of services, including payment processing for in-store, online, and mobile transactions, as well as digital banking services and working capital loans. The company also provides subscription-based software solutions for customer engagement, CRM, and accounting. Its revenue streams include transaction fees, financial income from credit solutions, and recurring revenue from software subscriptions. With a mission to be a "one-stop shop for entrepreneurs," Stone is dedicated to client-centric innovation. The company has experienced significant growth, reporting R$13.3 billion in total revenue for 2024, supported by high-profile investors and a commitment to reducing operational complexity for businesses in Brazil's evolving fintech landscape.