Self

Self is a financial technology company based in Austin, Texas, founded in 2015 by James Garvey. The company aims to enhance economic inclusion and financial resilience by providing tools that help consumers build credit and savings, particularly those with low or no credit history. Self's mission is to make credit building accessible to everyone, regardless of their financial background. Self offers a range of services, including credit builder loans that allow users to establish or rebuild their credit scores while saving money. They were the first fintech to provide direct-to-consumer rent reporting to major credit bureaus, enabling renters to build credit through their rent payments. The Self mobile app, launched in 2018, has over 1 million downloads and offers access to credit-building products and financial education. The company also integrates savings features into its offerings and does not require a hard credit check to start, making it easier for individuals to access their services. Self primarily serves individuals looking to build or rebuild their credit, including young adults and renters. The company promotes a diverse and inclusive work environment and is committed to empowering customers to achieve their financial goals.