Rothesay

Rothesay is a British pension insurance company that specializes in bulk purchase annuities and pension risk transfer solutions. Founded in 2007, it has become the largest specialist insurer in the UK pension de-risking market, managing over £68 billion in assets and securing pensions for more than one million policyholders. The company offers services such as bulk annuity buy-ins and buy-outs, which involve insuring pension liabilities and providing security to pension scheme members. Rothesay also acquires existing annuity portfolios from other insurers and provides structured insurance solutions to help pension schemes manage financial risks. Its clientele includes major organizations like British Airways, Cadbury, and the National Grid. Rothesay is backed by prominent investors, including the Singaporean sovereign wealth fund GIC and the American insurer MassMutual. It is authorized and regulated by the UK Prudential Regulatory Authority, highlighting its commitment to financial strength and operational robustness. The company has a history of completing significant transactions in the pension insurance sector, reinforcing its position as a leader in the market.