Portfolio

Portfolio is an independent provider of finance and insurance (F&I) products and services, specializing in the automotive sector. Founded in 1989 and based in Lake Forest, California, with additional offices in Dallas, Texas, and Strongsville, Ohio, Portfolio serves over 1,800 auto dealers across the United States. The company is known for its unique model of 100% dealer ownership, allowing dealers to retain all underwriting profits and investment income from their reinsurance companies. Portfolio offers a range of F&I products, including Vehicle Service Contracts (VSCs), Guaranteed Asset Protection (GAP) insurance, and credit insurance. Their services include the formation and management of reinsurance companies for various types of dealers, such as those in the auto, RV, motorcycle, and powersports markets. The company emphasizes transparency and dealer empowerment, providing comprehensive support and compliance training to enhance dealer profitability and customer satisfaction.