OakNorth

OakNorth Bank is a UK-based digital bank founded in 2015 by Rishi Khosla and Joel Perlman. It specializes in providing loans and savings accounts for mid-sized businesses with turnovers between £1 million and £100 million, as well as for individual savers. The bank combines technology-driven credit analysis with personalized support, addressing gaps in traditional banking. Since its inception, OakNorth has provided over £15 billion in loans to thousands of businesses in the UK and the US, while attracting deposits from more than 400,000 savers. The bank offers customized debt financing ranging from £0.5 million to £60 million, focusing on growth, property development, and refinancing. It also provides business current accounts and rapid account openings, along with integrated support for business leaders. OakNorth emphasizes core values such as collaboration, adaptability, and transparency, aiming to exceed customer expectations. With a strong entrepreneurial ethos, it has established a presence in both the UK and US markets, contributing to job creation and economic growth.