finmid

finmid is a Berlin-based financial infrastructure provider founded in 2021. The company specializes in embedded financing solutions for B2B platforms and marketplaces, operating across 20 European countries, including Germany, Italy, Austria, and the UK. With a team of 11–50 employees, finmid focuses on closing financing gaps for small and medium-sized enterprises (SMEs) and has raised over €35 million in funding, including a €23 million Series A round in 2024. finmid offers modular API-driven solutions that enable platforms to provide customized financing products, such as loans and credit lines, directly within their ecosystems. Their services also include B2B payments that facilitate trade financing, real-time pre-approved capital offers using transaction data, and cross-border compliance tailored to local regulations. The company partners with notable platforms like Wolt and Glovo, enhancing merchant financing and improving performance metrics for their clients. Co-founded by Max Schertel, finmid aims to create a platform-powered financing network that connects SMEs, capital providers, and B2B platforms globally.