Early Warning®

Early Warning Services, LLC, is a financial services technology company based in Scottsdale, Arizona, founded in 1990. Co-owned by seven major U.S. banks, including Bank of America and JPMorgan Chase, the company specializes in providing network intelligence to help financial institutions manage risk and facilitate transactions. The company offers a variety of services, including identity verification, fraud detection, and payment solutions. Its tools assist financial institutions in assessing identity risk and ensuring secure transactions. Early Warning is known for the Zelle Network, a real-time payment service that enables quick and secure money transfers. Additionally, the company promotes consumer education through initiatives like the S.A.F.E. Squad, which aims to inform the public about fraud and scams. Recent developments include enhancements to the Zelle Network and the launch of Paze, a bank-offered checkout service designed to streamline consumer transactions.