Discover

Discover Financial Services (DFS) is a leading digital banking and payment services company based in Riverwoods, Illinois. Founded in 1985, it is well-known for the Discover Card, which ranks as the third largest credit card brand in the United States, serving nearly 50 million cardholders. DFS operates through several key brands, including Discover Network, PULSE, and Diners Club International, facilitating a wide range of financial transactions. The company offers various financial products and services aimed at individual consumers and financial institutions. Its main offerings include credit card loans, personal loans, home loans, and deposit products like checking and savings accounts. DFS also provides digital banking services and payment solutions that support electronic funds transfers and global payments. Discover's innovative products, such as the Discover it card with cash back rewards and free access to FICO credit scores, are designed to help customers manage their finances effectively. In May 2025, Discover Financial Services merged with Capital One Financial Corporation, with Capital One becoming the surviving entity. Discover's brands and services continue to be available under the Capital One umbrella.