Centivo

Centivo is a healthcare company founded in 2016 that specializes in self-funded employer health plans. The company partners with employers to redesign healthcare benefits, focusing on cost predictability and primary care-centered models. As a plan administrator, Centivo aims to reduce inefficiencies in traditional employer-sponsored plans, offering solutions that lower total care costs by 15–30% annually. Centivo's services include self-funded health plans that prioritize primary care to improve health outcomes and reduce costs. The company has integrated virtual care through its Centivo Care platform, which provides app-based access to primary care and mental health services. In 2024, Centivo acquired Eden Health to enhance its virtual-first care offerings. The company targets mid-size to large self-funded employers, helping them achieve significant savings while improving employee satisfaction through better care coordination and cost predictability.