CardWorks

CardWorks, Inc. is a leading consumer finance service provider established in 1987. It specializes in end-to-end operational servicing and support for credit card and installment loan products across North America. With over 35 years of experience, CardWorks is committed to delivering customized and compliant servicing solutions, guided by a strong people-centric culture. The company offers a range of services, including comprehensive loan servicing for various credit types, asset and portfolio management, backup servicing, and payment processing solutions for independent sales organizations and merchants. CardWorks is the parent company of three main entities: CardWorks Servicing, LLC, which provides operational support; Merrick Bank, which helps individuals build or rebuild credit; and Carson Smithfield, LLC, a merchant acquirer. CardWorks serves a diverse customer base, including direct lending to consumers and servicing solutions for banks and non-bank lenders. Its operations span multiple locations, including New York, Florida, Delaware, Pennsylvania, and Utah.